DJF EQUIPMENT EXPRESS

⭐️Up to 75% on equipment

⭐️Facilities up to $50 million.

⭐️Flexible and covenant light.

 I Signed Credit Application

 | Equipment Invoice(s)

 | Three Months Full Bank Statements
 | Three Year Financial Statements     

 | Current Year Interim Financial Statements

 | Personal Financial Statement

 | Debt Schedule

 | Equipment/Purchase Justification

 | Three Years Tax Returns (Business and    
  Personal)

EQUIPMENT FINANCE PROGRAM GUIDELINES

 I Application only up to $300K 

 I 680+ FICO Score

 I Terms Up to 72 Months 

 I 5+Years Time in Business

 I No Suits, Liens, Judgements or BK 

 I No Paynet Scoring Required 

 I Attractive Early Payoff Options

EQUIPMENT FINANCE PROGRAM GUIDELINES

 I Application only up to $150K 

 I 620+ FICO Score

 I Terms Up to 72 Months

 I 2+ Years Time in Business

 I No Open Liens, Judgements or BK

EQUIPMENT FINANCE PROGRAM GUIDELINES

 I Application only up to $75K 

 I Terms Up to 60 Months 

 I Challenged Credits OK

 I 2+ Years Time in Business

RESTAURANT EQUIPMENT FINANCE PROGRAM GUIDELINES

TIER 1 Program

 5+ Years Time in Business 700+ FICO

Expansions Accepted

TIER 2 Program

2+ Years Time in Business 700+ FICO

Expansions Accepted

TIER 3 Program

3+ Years Time in Business 650+ FICO

Expansions Accepted

(with same DBA ONLY)

Food Trucks will be accepted for all Tiers. NO STARTUPS ACCEPTED

Eligible Equipment - Hard Assets: Construction, Demolition, Machine Tools,

Manufacturing, Materials Handling, Livery, Industrial, Vocational, Packaging 

FREE AND CLEAR EQUIPMENT ONLY

Up to 100% on Equipment Loan-to-value (Subject to valuation) 65-70% on Real Estate Loan-to-value (Subject to valuation)

• A minimum of 2 years experience/time in business.

• A minimum fleet of 1 power unit.

• FICO: 620+

• Max amount financed: $250,000.00

4 STEP FUNDING

Submit a complete credit package to

financialdj.com.

01

UNDERWRITING

Within 3 hours, you will receive one of the

following email notifications:

Additional Information Required

Our underwriters need additional

information in order to efficiently 

either approve or decline the deal.

Approved

Our underwriters have preliminarily

approved the deal and a term sheet will

be emailed to you.

Declined

Our underwriters will provide reason(s)

why we are unable to approve the deal.

02.

PROCESS: CUSTOMER PHONE

INTERVIEW

Once we receive the fully executed Term

Sheet, we will verify the business

information, all guarantors’ personal

information, and the equipment information.

This is our final approval. Any discrepancies

in the phone interview may warrant a

decline.

03.
FINAL CONTRACT DOCUMENTS

Once DJF receives all items needed to generate final contract documents, the document fee

will be charged to the customer’s credit card. The

contract documents will then be released to the customer.

04.

FUNDING

Once all properly executed documents and the

security deposit are received, we will

contact the customer to verbally review the terms

and conditions of the lease before releasing funds

for the equipment.

Titled Equipment: must have ORIGINAL

documents & proof of insurance to fund!